You'll also get access to a credit builder loan, which will add another positive account to all three of your credit reports as long as you make timely payments.
MONEY PRO AVIS FULL
You'll get full monitoring coverage for each of the three credit bureaus.
MONEY PRO AVIS PLUS
If you're serious about repairing your credit and not on a limited budget, the Success Plus Plan might be a better option. It includes everything in the Prosperity Plan, plus two additional features. Letters of recommendation from credit repair companies are helpful, but your creditors have no legal obligation to use them. If you're having trouble dealing with creditors with nonstop collection calls and other types of harassment, The Credit Pros can help alleviate these situations. However, this package will send unlimited disputes to remove incorrect information from your credit reports.
Credit monitoring and score updates with this plan are only available for one of the three credit bureaus, TransUnion. The Prosperity Plan is The Credit Pros' lowest-tier credit repair plan for those with verifiable errors on their credit reports. According to the website, it takes three to five business days before the company begins working on your credit, but customer support confirms that the company may start working within one day. The Credit Pros offers three different levels of service depending on your needs and your budget. If The Credit Pros removes any incorrect information, the money-back guarantee will be voided. The money-back-guarantee comes with strings attached: The 90-day money-back guarantee is only available for the Prosperity and Success Plus packages, not for the Money Management package.According to customer support, the credit builder line of credit only shows up on your Experian report and will not be reflected on your TransUnion or Equifax reports. Credit-building tools may be limited: The two cheapest packages only offer regular monitoring of your TransUnion report, one of the three main credit bureaus.A bit on the expensive side: The Credit Pros isn't the most expensive option out there compared with other credit repair companies, but it ranks among the highest.Credit monitoring and ID theft insurance at no extra cost: Many other credit repair companies require you to sign up for a third-party credit monitoring service to complete work but The Credit Pros provides this service for free.It also offers a credit builder loan on the Success Plus plan. Offers credit-building tools, not just credit repair: Per customer support, The Credit Pros offers a $5,000 line of credit through the Money Management plan to help build their credit.Offers a 90-day money-back guarantee: If you're unhappy with your progress, you can cancel for a full refund for up to 90 days of service.Excellent customer support: It's relatively easy to contact a representative through email, phone, mail, and live chat on the website, mobile app, or your customer portal.
Great customer reviews: Compared with other companies, The Credit Pros has a widespread presence with overwhelmingly favorable third-party reviews.Make sure you look at the top credit repair companies first before deciding on the right one for your needs. The Credit Pros isn't the only company that can help you grow your credit score.
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